Products
Raising capital is critical for businesses to grow. Financing also helps businesses manage cash flow, purchase new assets and inventory, and make improvements. Unfortunately, qualifying for a bank loan can be difficult, and can take months to secure a loan. Large banks decline 75% of small business applicants.
There are numerous
types of business financial products, and our experienced team works with you
to determine the right fit based on a number of factors. For example, we’ll consider
your credit, business finances, time in business, and your reason for the loan.
Together we will select which loan product or products we apply for!
Term
Loans
You receive a lump sum of
cash upfront, which you then repay with interest over a predetermined time
period.
As low as 3.5% fixed rate
for a 12-month loan
Line
of Credit
You can access funds up to
your credit limit and pay interest only on the money you’ve drawn.
As low as 4.8% interest
Accounts
Receivables Financing
You receive an upfront cash payout by selling your future earnings at a discount
As low as a factor of 1.2x
SBA
Loans
A loan for small
businesses that is partially guaranteed by the Small Business Administration.
As low as 6.5% APR over a
5 to 25-year period; Borrow $500 to $5.5M
Equipment
Loans
Receive funds to purchase
specific equipment.
The loan term is based on the expected the life span of the equipment and the equipment serves as collateral for the
loan.
How it Works
1. Contact your Merchant Services Rep OR complete the contact form (hyperlink)
2. Speak
with a Lending Specialist who will match you with financial products
(hyperlink) based on your needs. Ask any questions you have!
3. Submit
documents based on the selected financial product. Documents may include
financial statements, tax returns, and bank statements.
4. When
approved, receive funds in your business bank account.
Your
Lending Specialist serves as your advocate and is there for you throughout the
entire process! Our Lending Team has helped businesses receive over $600M in financing.
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